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Directors Insurable Risk Reviews

Company directors in Australia are exposed to significant risk of litigation and regulatory scrutiny. This increasing exposure has led to rising Directors’ & Officers’ Liability (D&O) insurance costs and restrictions in cover.

Organisations typically provide directors with an indemnity for certain matters, and a
D&O insurance policy for others. D&O policies have evolved to become an important risk transfer tool for enterprises. But how do you know if you have the right level of personal protection?

Risk Advisory Services (RAS) has developed a specialist Directors Insurable Risk Review service, which assesses your company’s D&O policy through the lens of a director’s personal liabilities.

The RAS Directors Insurable Risk Review can be performed:

  • For individual company directors and/or boards
  • Across multiple directorships for individual directors

And for directorships in organisations with varying director risk profiles such as:

  • Public Companies
  • Private Companies
  • Not for Profit Organisations
  • Government Organisations
  • Non-Governmental Organisations

Our Expertise

Our team includes some of the most experienced insurance industry professionals in the world.
We understand the unique needs of directors, having over the last 11 years:

  • Conducted over 500 insurance reviews for a wide range of organisations, including for targets of private equity firms who want a clear understanding of the target’s insurance arrangements during due diligence
  • Provided risk and insurance advisory services for 42 of the top 200 ASX listed companies

When you may require our services

  • Where there is a lack of clarity of protection for individual directors
  • When a director sits on multiple boards and is looking for a consolidated view of their insurance protection
  • When an individual is considering taking up a position on a board
  • Where greater comfort is required on the adequacy of insurance for either proposed, new and/or existing board roles
  • Leading up to D&O insurance renewals
  • Where an independent and unbiased check of current D&O advice is required

What do we deliver?

A comprehensive report which includes the following:

  • How a D&O policy operates and interacts with company indemnities
  • Selecting an adequate Limit of Liability for your company’s D&O
  • An analysis of the personal protection provided by your D&O policy compared to what’s available in the market
  • Tips and pitfalls every director should be aware of when arranging a D&O policy

Why Risk
Advisory
Services?

The credibility and efficacy of RAS insurance reviews is greatly enhanced by the ability to provide non-conflicted advice due to our absolute independence from any insurance product provider and/or seller.

READY TO GET STARTED?

Take Advantage of Our Free Consultation

Just call 1300 768745 or send us an email and we'll set it up.
Alternatively, fill out the form below with your specifications and we'll get back to you as soon as possible.

Risk Advisory Services provided CCA with the means through an independent Risk & Insurance review and series of recommendations to reduce our insurance costs and achieve an enhanced match between our risks and available insurance cover.
Michael BraudeGroup TreasurerCoca-Cola Amatil
We engaged Risk Advisory Services to develop consistent Risk Management processes and systems across our organisation following numerous acquisitions. We are now in a position where we can better measure and monitor risk.
Chris WilksFinance DirectorSonic Healthcare
Risk Advisory Services provide innovative thinking and an informed but lateral take on any given issue. They bring a wealth of industry knowledge and a refreshingly practical and pragmatic approach to problem solving, whether at an operational level such as premium related issues or from a more strategic perspective.
Derek HallGroup Workers Compensation ManagerWoolworths Limited

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